@unpublished{Torul2026Gold,
  author       = {Orhan Torul},
  title        = {Gold's Missing Anchor: The Real-Rate Decoupling and the Reserve-Safety Premium},
  year         = {2026},
  month        = jul,
  note         = {SSRN Working Paper No. 7075305},
  doi          = {10.2139/ssrn.7075305},
  url          = {https://ssrn.com/abstract=7075305},
}